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Buying or Selling Property in Spain: Avoiding Conflicts and Challenges in your Real Estate Transaction

The purchase or sale of a property is often a time full of expectations and stress. Not only does it imply a significant change in life, but also a considerable financial investment. However, this process may face legal obstacles that it is essential to anticipate in order to avoid complications...
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Guide to Taxes when Selling your Home: Personal Income Tax, Capital Gains and Property Taxes

If you have recently sold a home, you are probably experiencing great satisfaction, as you have been relieved of the potential problems associated with the property and have obtained an income from the sale. However, this happiness may be short-lived, as you have to meet your tax obligations. In this guide, we will explain what taxes you must pay on the sale of a property, when they apply and how to calculate them.
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Business Trends in Spain: Company Creation and Dissolution in 2023

The business fabric in Spain is experiencing remarkable growth despite the economic uncertainty that has marked recent times. According to data provided by Iberinform, a subsidiary of Crédito y Caución, the country witnessed the incorporation of a total of 83,786 new companies between January and September, representing an 11% increase compared to the same period last year....
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The Energy Crisis in the European Union and Housing Sustainability: Five Keys to a Better Future

The European Union is in the midst of an energy crisis which, as far as housing is concerned, is truly unprecedented. According to data provided by the European Union itself, buildings account for a staggering 40% of energy consumption on the continent and contribute 36% of CO2 emissions. This situation is largely due to the fact that most buildings in the EU are inefficient and consume an excessive amount of energy from fossil fuels. The extraction and use of these fuels generate greenhouse gas emissions that accelerate climate change and have devastating consequences for our environment.
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Home Improvement Mortgages: Everything You Need to Know

Are you thinking of buying a home and renovating? Or perhaps you already own a property that needs renovation? In both cases, it's essential to understand how to get a mortgage to finance those renovations. In this article, we'll break down the key aspects you need to consider.
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Essential documents to sell your house: What do you need from the president of the community?

Are you thinking of selling your house in the next few months? If so, it is essential that you know the necessary procedures and documents required to carry out this transaction successfully. Without these documents, the sale of your home may be hindered. In this article, we will explain what documents you should obtain from the president of the community of neighbors and what additional documents might be useful in the sale process.
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Workcations: Barcelona and Toronto Top the List of Global Destinations to Work and Enjoy

Workcations are on the rise, with more and more travelers opting to work from international destinations to extend their vacations. This trend has gained popularity as hybrid work has become the standard work model for many professionals. According to a study by IWG, Barcelona and Toronto rank as the world's leading telecommuting destinations, surpassing iconic cities such as New York, Beijing and Rio de Janeiro. The numbers speak for themselves: 88% of hybrid workers said they "worked from anywhere" last year, while nearly three out of five (57%) took the opportunity to extend their vacation by working from abroad. To support this new way of working, IWG has established a network of 3,500 flexible offices in more than 120 countries, giving companies and their employees access to an unparalleled global network and the ability to work from anywhere in the world...
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Trends and Opportunities in the Iberian Peninsula Hotel Sector

Despite the volatility present in the markets and the differences in their rates of change, there are segments within the real estate sector that continue to maintain a remarkable dynamism. Such is the case of the hotel sector in the Iberian Peninsula, which continues to be an attractive investment point. According to the "Hotel Operator Beat" study conducted by Cushman & Wakefield Hospitality for the Iberian Peninsula, which involved interviews with 42 hotel company executives representing more than 1,100 hotels in the region, some key conclusions stand out.
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How to Avoid Delinquent Tenants with Renters' Default Insurance

Rental property owners often face the challenge of delinquent tenants, but there are solutions to avoid the consequences. Rent default insurance offers an effective way to protect yourself in cases where rental payments stop coming in. These insurances not only cover non-payment of rent, but can also include a number of additional coverages. In this article, we explain what these insurances are, their advantages and the requirements to access them.
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What to Expect for Home Buying After the Summer?

Although the real estate market does not take a break in summer, vacations tend to make some buyers postpone their decisions until September to finalize their searches and negotiate property prices. How is the outlook for home sales and purchases after this summer season? Fernando Tisner, City Manager of Madrid at Casavo, points out that the last quarter of the year has traditionally been a favorable period for making sales and purchases. Despite the recent increase in interest rates announced by the European Central Bank, "we see no reason for this year to be any different. "On the other hand, Rebeca Pérez, CEO and founder of Inviertis, anticipates an increase in the number of property sales and purchases after the summer, especially those destined for investment. "However, purchases for primary residence could continue to be affected by the level of indebtedness faced by families"....
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How Home Mortgage Appraisals Work in Spain

If you are in the process of buying a home in Spain, chances are that you will need a mortgage to finance your investment. According to a Fotocasa study, 75% of Spaniards require financing when buying a property. In order to access a mortgage, it is crucial to have an accurate appraisal to determine the real value of the property. In this article, we will explore the ins and outs of real estate appraisals, their importance in obtaining a mortgage and how they work in the Spanish context.
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Supreme Court Ruling Annuls the Obligation of Filing Personal Income Tax Returns Electronically

In a transcendental decision, the Contentious-Administrative Chamber of the Supreme Court has issued a ruling that invalidates the imposition on taxpayers to file the Personal Income Tax (IRPF) return through online electronic means, as stipulated in the Order of the Ministry of Finance of March 4, 2019. The ruling addresses the lack of specification of "assumptions and conditions" in the aforementioned order that justify the general imposition of this obligation, considering aspects such as economic capacity, technical or professional dedication.
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